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Regular Tracker

Track and split expenses manually — the flexible option for any shared spending scenario.

What is a Regular Tracker?

A Regular Tracker is for manual expense entry — roommates splitting rent, a group trip, a shared dinner, a team event. Add expenses as they happen, and Tabello splits them evenly by default. Need a different split on a specific expense? You can customize it on the spot.

Creating a Tracker

Tap New tracker, give it a name and an optional description, and pick a currency. The default splitting method is Even Split. The currency you pick is the tracker's reporting currency — you can still log individual expenses in any currency, and Tabello handles the conversion.

Once created, add participants by tapping Add Participant. You can add people from your contacts or invite someone who doesn't have Tabello yet — their expenses and balances will be waiting when they join.

Adding Expenses

Each expense has a name, amount, currency, Paid by, and an optional category. For splitting, you choose between:

  • -

    Use Tracker Default — "Split the same way as the tracker" (even split)

  • -

    Custom Allocation — "Choose your own split for this one"

The tracker default applies to all new expenses, but you can always override it on any individual expense.

Custom Allocation

When you select Custom Allocation, you choose between two modes:

Percentage

Drag sliders for each participant. The total must add up to 100% — Tabello shows a "Splits add up" validation when you're good to go.

Amount

Enter a fixed amount per participant. Useful when you know exactly who owes what.

You can also uncheck participants to exclude them from that specific expense entirely.

Category Splits

Set custom percentage splits per category. Perfect for roommates where not everything is 50/50.

Example: Roommate setup

  • Rent: 60/40 (bigger room, bigger share)
  • Utilities: 55/45
  • Groceries: 50/50

Categories without custom splits use the Default Split, which you can configure or leave as an even split.

When you change Category Splits, past expenses using Use Tracker Default are automatically recalculated. Expenses with Custom Allocation are not affected — their splits stay as you set them.

Category Opt-Outs

To set up opt-outs, open a participant's profile by tapping Edit Participant. Under Opted-Out Categories, select the categories that person should be excluded from. Tracker owners and contributors can configure this for any participant.

When a participant opts out of a category, Tabello treats them as if they don't exist for those specific expenses. Their share is redistributed among the remaining participants.

Example: Wine & Liquor

One roommate doesn't drink? Opt them out of the Wine & Liquor category. Any expense filed under that category is split only among the participants who haven't opted out.

Category Splits and Category Opt-Outs are mutually exclusive

If you set up Category Splits, any existing opt-outs will be replaced. If you set up opt-outs, you can't use Category Splits. Pick the one that fits your group and stick with it.