Regular Tracker
Track and split expenses manually — the flexible option for any shared spending scenario.
What is a Regular Tracker?
A Regular Tracker is for manual expense entry — roommates splitting rent, a group trip, a shared dinner, a team event. Add expenses as they happen, and Tabello splits them evenly by default. Need a different split on a specific expense? You can customize it on the spot.
Creating a Tracker
Tap New tracker, give it a name and an optional description, and pick a currency. The default splitting method is Even Split. The currency you pick is the tracker's reporting currency — you can still log individual expenses in any currency, and Tabello handles the conversion.
Once created, add participants by tapping Add Participant. You can add people from your contacts or invite someone who doesn't have Tabello yet — their expenses and balances will be waiting when they join.
Adding Expenses
Each expense has a name, amount, currency, Paid by, and an optional category. For splitting, you choose between:
-
-
Use Tracker Default — "Split the same way as the tracker" (even split)
-
-
Custom Allocation — "Choose your own split for this one"
The tracker default applies to all new expenses, but you can always override it on any individual expense.
Itemizing a Receipt
When one expense covers things different people had — a restaurant bill, a grocery run — splitting it evenly overcharges whoever ate least. Instead of entering it by hand, you can split it line by line. Tap Add Expense and choose Itemize a Receipt.
Three steps, one itemized expense
-
1
Take a photo, choose one from your gallery, or upload a file. Tabello reads the merchant, the items, the amounts, and the currency.
-
2
Tap each item to pick who shared it. Anyone on the tracker can be assigned — if someone is missing, add them to the tracker first.
-
3
Check the name, date, and category, then tap Add Expense.
What lands on the tracker is one ordinary expense, with each person's share worked out from the items they were assigned. Tax, tip, and service charges are spread across the items proportionally. The item breakdown is saved with the expense, so you can reopen it later to check or change who had what, and the balances update to match.
On file uploads. A receipt can be a JPG, PNG, or PDF. A PDF is read for its items but is not kept afterwards, so the expense ends up with no receipt image attached — a photo is kept and stays with the expense.
Custom Allocation
When you select Custom Allocation, you choose between two modes:
Percentage
Drag sliders for each participant. The total must add up to 100% — Tabello shows a "Splits add up" validation when you're good to go.
Amount
Enter a fixed amount per participant. Useful when you know exactly who owes what.
You can also uncheck participants to exclude them from that specific expense entirely.
Category Splits
Set custom percentage splits per category. Perfect for roommates where not everything is 50/50.
Example: Roommate setup
- Rent: 60/40 (bigger room, bigger share)
- Utilities: 55/45
- Groceries: 50/50
Categories without custom splits use the Default Split, which you can configure or leave as an even split.
When you change Category Splits, past expenses using Use Tracker Default are automatically recalculated. Expenses with Custom Allocation are not affected — their splits stay as you set them.
Category Opt-Outs
To set up opt-outs, open a participant's profile by tapping Edit Participant. Under Opted-Out Categories, select the categories that person should be excluded from. Tracker owners and contributors can configure this for any participant.
When a participant opts out of a category, Tabello treats them as if they don't exist for those specific expenses. Their share is redistributed among the remaining participants.
Example: Wine & Liquor
One roommate doesn't drink? Opt them out of the Wine & Liquor category. Any expense filed under that category is split only among the participants who haven't opted out.
Category Splits and Category Opt-Outs are mutually exclusive
If you set up Category Splits, any existing opt-outs will be replaced. If you set up opt-outs, you can't use Category Splits. Pick the one that fits your group and stick with it.